Personal Accounts
Interest Checking |
|
Balance
|
APY*
|
|
$.01 - 999.99
|
|
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$1,000 - 9,999.99
|
|
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$10,000+
|
|
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$1000 minimum or $2500 average balance requirement to avoid $10 monthly maintenance fee.
|
Woodward Avenue Checking
|
|
Balance
|
APY*
|
|
$.01 - 9999.99
|
|
|
$10,000 - 49,999.99
|
|
|
$50,000 - 74,999.99
|
|
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$75,000 - 99,999.99
|
|
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$100,000 - 499,999.99
|
|
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$500,000+
|
|
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$5000 avg balance to avoid $15 monthly maintenance fee. Free BOB checks. Out of Network ATM fee reimbursed the following month (Restrictions apply).
|
Money Market Checking |
|
Balance
|
APY*
|
|
$.01 - 9999.99
|
|
|
$10,000 - 49,999.99
|
|
|
$50,000- 74,999.99
|
|
|
$75,000 - 99,999.99
|
|
|
$100,000 - 499,999.99
|
|
|
$500,000+
|
|
|
Limited to 6 non-inperson withdrawals per month. $1500 minimum or $5K average balance requirement to avoid monthly maintenance fee.
|
Retirement Checking |
|
Balance
|
APY*
|
|
$.01 - 9,999.99
|
|
|
$10,000 - 49,999.99
|
|
|
$50,000+
|
|
|
Must be 62 years or older & have direct deposit of Social Security in account. If direct deposit requirement is not met a $15 monthly fee applies. Free BOB checks or Larger Easier-to-Read checks.
|
Personal & Business CD Rates
|
|
Term
|
APY**
|
|
89 Day
|
|
|
3 Month
|
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6 Month
|
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9 Month
|
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12 Month
|
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18 Month
|
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24 Month
|
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36 Month
|
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48 Month
|
|
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60 Month
|
|
-IRA- CD |
|
Term
|
APY**
|
|
89 Days
|
|
|
3 Months
|
|
|
6 Months
|
|
|
9 Months
|
|
|
12 Months
|
|
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18 Months
|
|
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24 Months
|
|
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36 Months
|
|
|
48 Months
|
|
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60 Months
|
|
|
$500 Minumum Deposit required to open all CDs
|
-IRA- Savings
|
|
.01 - 4,999.99
|
|
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5,000 - 9,999.99
|
|
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10,000 - 24,999.99
|
|
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25,000 - 49,999.99
|
|
|
50,000+
|
|
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$200 min balance to avoid $5 monthly maintenance fee. Withdrawal Limitations apply.
|
Personal Savings Account |
|
Balance
|
APY*
|
|
.01 - 4,999.99
|
|
|
5,000 - 9,999.99
|
|
|
10,000 - 24,999.99
|
|
|
25,000 - 49,999.99
|
|
|
50,000 +
|
|
|
$200 min balance to avoid $5 monthly maintenance fee. Limited to 6 non-inperson withdrawals per month.
|
Premier Savings Account |
|
Balance
|
APY*
|
|
$50,000+
|
|
|
$49,999.99 - $.01
|
|
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$50K minimum deposit required to open the account.
$50K minimum balance requirement to avoid $15 monthly maintenance fee. Limited to 6 non in-person withdrawals per month.
|
Business Accounts
Business Premier Savings
|
|
Balance
|
APY
|
|
$.01 - 9,999.99
|
|
|
$10,000 - 49,999.99
|
|
|
$50,000 - 74,999.99
|
|
|
$75,000 - 99,999.99
|
|
|
$100,000 - 249,999.99
|
|
|
$250,000 - 499,999.99
|
|
|
$500,000+
|
|
Woodward Business Checking
|
|
Balance
|
APY
|
|
$.01 - 9,999.99
|
|
|
$10,000 - 49,999.99
|
|
|
$50,000 - 74,999.99
|
|
|
$75,000 - 99,999.99
|
|
|
$100,000 - 249,999.99
|
|
|
$250,000 - 499,999.99
|
|
|
$500,000+
|
|
Business Money Market Checking
|
|
Balance
|
APY
|
|
$.01 - 9,999.99
|
|
|
$10,000 - 49,999.99
|
|
|
$50,000 - 74,999.99
|
|
|
$75,000 - 99,999.99
|
|
|
$100,000 - 249,999.99
|
|
|
$250,000 - 499,999.99
|
|
|
$500,000+
|
|
Not for Profit Interest Checking
(Must Qualify) |
|
Balance
|
APY
|
|
$.01 - 9,999.99
|
|
|
$10,000 - 49,999.99
|
|
|
$50,000 - 74,999.99
|
|
|
$75,000 - 99,999.99
|
|
|
$100,000 - 249,999.99
|
|
|
$250,000 - 499,999.99
|
|
|
$500,000+
|
|
*$50.00 minimum required to open account. Must be 18 years of age or older. This is a variable rate account; the rate and Annual Percentage Yields (APYs) may change after the account is opened. Fees could reduce earnings on the account.
**Annual Percentage Yield (APYs) as of 06/01/13. Penalty for early withdrawal. Minimum opening deposit of $500.00.
Information and Annual Percentage Yields (APYs) updated 06/01/13.
|
Equal Housing Lender
